About Title Insurance in Pennsylvania

If you're refinancing or buying a home in Pennsylvania, this article will give you PA-specific information to help you better understand and shop for title insurance for your home purchase or refinance. To compare title insurance cost options, use our PA title company comparison tool.

Pennsylvania State Consumer Resources

The Pennslyvania Insurance Department offers helpful resources to consumers shopping for insurance. We have provided links to a few of those resources below that you may find useful as you evaluate different insurance providers and their products:

Products and Services

What title insurance products do consumers usually purchase in PA?

Which products are required vs. optional?

What products and/or services are included with payment of the title insurance premium?

Title Insurance Providers

Who offers title insurance?

Who are the licensed title insurers?

Who selects the title insurance company?

Pricing

Does pricing vary from one title insurer to another?

Pennsylvania is a “rating bureau” state... what is that?

What does buying title insurance in a “rating bureau” state mean for me as a consumer?

How much of a price difference is there among the various title insurers?

Does pricing vary from one part of the state to another?

Regulation

Are title insurance providers regulated in Pennsylvania?

Is title insurance pricing set by the state regulator?